Top priorities for OCC community bank examiners for the next 12 months include assessing the quality of credit risk management, particularly concentration risk management, loan growth strategies, ALLL methodologies and...
In the old days, it was a case of getting the most recent balance sheet and financials and “running a slide rule” over them. OK, so we graduated to...
While commercial real estate lending is increasing, underwriting standards have been decreasing. Many banks are not following best practices for managing concentration risk, particularly in stress testing, Office of the...