Many community bankers and their boards are entering the post-pandemic world blindfolded. The pandemic had an uneven impact on industries within their geographic footprints, and there is no historical precedent...
As community and regional bank mergers and acquisitions accelerate in the post-pandemic world, the advisory process “will require an altered approach,” argues bank consultant Joe Fenech in a blog post...
The Federal Deposit Insurance Corporation on Sept. 17 finalized the Community Bank Leverage Ratio (“CBLR”). Community banks with less than $10 billion in assets can opt into the new capital...
The Strategic Case for M&A The post-recession environment, coupled with a radically different monetary policy, has had both an obvious and hidden impact on community bank operating and financial performance. Banks...
The Strategic Case for M&A By Kamal Mustafa and Andrew O’Keefe, Invictus Consulting Group Unsettling trends that may not be obvious now – but are vivid when quantified with the right analytics...
Executive Summary Wall Street analysts and investors reacted negatively to the announcement of KeyCorp’s planned acquisition of First Niagara Financial Group. But Wall Street was wrong. Analysts are stuck in a...
Many factors drive banks toward acquisitions, including increasing efficiency due to size, loan/deposit growth opportunities, or expansion of geographical footprints. However, one consideration is always dominant — improving return on...