Rising interest rates are already causing pain in the community banking industry. The most visible sign is the increasing cost and diminishing supply of deposits. But there are additional problems...
Community banks should be educating their board of directors and staff about the differences between the new current expected credit loss (CECL) standard and the incurred loss model, which it...
Most community bankers know about quantitative easing (QE), the Federal Reserve’s unprecedented policy to reduce interest rates further out on the yield curve, helping stimulate an economic recovery from the...
We are in unprecedented times. The Fed is reversing both its zero-interest rate policy (ZIRP) on the short-end of the curve, and quantitative easing (QE) on the long-end. At the...
[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_row_inner row_type="row" type="full_width" text_align="left" css_animation=""][vc_column_inner css=".vc_custom_1536591490078{margin-bottom: 30px !important;}"][vc_column_text] DEPOSIT DILEMMA Using an Unconventional M&A Strategy to Boost Deposits By Adam Mustafa, Invictus Group We are in unprecedented...
The Dodd-Frank Act will likely be tweaked by year’s end. A bi-partisan Senate bill has a better chance of approval than a previous Republican-backed House proposal that went nowhere. The...