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[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_text_separator title="January/February 2017" border="no" background_color="#bbc8ae"][vc_column_text css=".vc_custom_1610407612908{padding-top: 45px !important;}"] Read Between the Lines Each month Bank Insights reviews news from regulators and others to give perspective...

11 February, 2017

The FDIC, the OCC and the Federal Reserve issued frequently asked CECL questions (and answers) for banks in December. Among the highlights:...

11 February, 2017

Small community banks may actually benefit from the new Financial Accounting Standards Board’s current expected credit loss (CECL) model, even though they will face the toughest challenges in implementing the...

11 January, 2017

Community bank CEOs are wasting money on compliance. They are spending more than ever, hiring additional risk officers, internal auditors, compliance officers, vendors and consultants. They are checking every box...

01 October, 2016

A Trump administration will likely mean changes to the Dodd-Frank Act, the controversial regulatory reform bill passed after the financial crisis. Republican control of the House and Senate may give...

01 October, 2016

A new study has found that small banks have a greater compliance burden than larger banks – but the extra expenditure isn’t leading to higher ratings from regulators.  The study,...

01 September, 2016
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